Zuper: FamilyFinancial Solutions

Portfolio Management Service (PMS) is a professional investment service where your portfolio is managed by experienced professionals based on a defined strategy. Investments are held directly in your name, and portfolios are customised based on your risk profile, financial goals, and market conditions.

PMS differs from mutual funds in three key ways: - Direct Ownership: Securities are held in your demat account, not pooled. - Personalisation: Portfolios can be customised to suit individual goals and risk preferences. - Active Management: PMS allows greater flexibility in allocation, position sizing, and risk management. Mutual funds, in contrast, follow a common strategy for all investors.

PMS is generally suitable for: - High Net Worth Individuals (HNIs) - Business owners and professionals - Investors seeking active portfolio management - Individuals looking for disciplined, long-term wealth creation PMS may not be suitable for short-term or speculative investors.

You can start by scheduling an introductory consultation. This helps us understand your investment objectives, risk profile, and suitability before proceeding with onboarding.

Risk management is a core part of our investment process. We use: - Defined position sizing rules - Diversification across sectors and asset classes - Risk-defined option strategies (where applicable) - Continuous monitoring of portfolio exposure The objective is to protect capital while allowing steady compounding.

Zuper follows a research-driven, rule-based investment approach that combines: - Fundamental analysis - Technical validation - Portfolio-level risk control - Disciplined execution Decisions are process-driven rather than based on market predictions or emotions.

No. PMS investments are subject to market risks, and returns are not guaranteed. Past performance is indicative and should not be considered as assurance of future results.

Portfolios are monitored on an ongoing basis and reviewed periodically. Rebalancing is done when required based on market conditions, valuation changes, and risk parameters - not on fixed dates alone.

Yes. Investors receive regular performance reports and have full visibility of holdings, transactions, and portfolio value through their demat and reporting statements.

Our fee structure is transparent and aligned with investor outcomes. Depending on the chosen strategy, fees may include performance-based components. Detailed fee terms are clearly communicated before onboarding.

There is no mandatory lock-in period under PMS regulations. However, PMS is designed for medium- to long-term investing, and early exits may impact outcomes.

Yes. NRIs can invest in PMS through their NRE or NRO accounts, subject to applicable regulations, documentation, and compliance requirements.

Taxation is based on the individual investor's holdings and transactions, as securities are held directly in the investor's name. Capital gains tax is applicable as per prevailing tax laws.